*Monthly payment based on interest rate of 5.000% (APR 5.775%) is an FHA 30-year fixed rate mortgage with minimum down payment of 3.5% and minimum credit score 680. The monthly Principal, Interest and Mortgage Insurance payment is $2,141.36 based on a loan amount of $361,875. Monthly payment savings of $350.98 based on comparison to a market interest rate of 6.500% (APR 7.305%) for the same qualifications and product. Rates effective 1/6/2025 and subject to change at any time. All loans subject to credit approval. Financing offered by Victory Mortgage, LLC. NMLS 461249. Equal Housing Lender.